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Impact Data

Collection Agency Service Provider Non Profit Debt Buyer Credit Grantor Direct Marketer Submit Data File


Terms of Use

Revised as of June 25, 2014

Notice: Your use of this web site constitutes acceptance of the Terms of Use.


Please read the following information carefully before using this web site. By accessing or using the web site, you acknowledge that you have read, understood, and agree to the Terms of Use and to follow all applicable laws and regulations. If you do not agree with the Terms of Use, do not use this web site. We reserve the right, in our sole discretion, to modify or update these Terms of Use at any time. Please check the Terms of Use each time you visit our web site for the most current information.
These Terms of Use apply to the web sites of Impact Data. If the Terms of Use is not consistent with the specific terms that apply to the Impact Data information, products, or services (collectively “Services”) offered through this web site, then the specific terms that apply to these Services will apply.


Since it affects your use of our web site, please review the Impact Data Privacy Policy to understand our practices.

Disclaimer of Warranties and Liability

The Services offered on this web site are provided “as is”, with no warranties of any kind. We will not be liable for any damages you incur while using our Services, even if you advise us that such damages are possible.

Impact Data is not a credit granting or credit repair organization, or similarly regulated organizations under other applicable laws, and does not provide credit advice.

Impact Data Scoring and Segmentation Model offers rank ordering only from the file associated and provided by the purchasing consumer, and does not obtain consumer identifiable information, monitor, compare or cross-reference the credit file associated with the purchasing consumer to any other credit file(s) maintained by any credit bureau(s).

Trademark Rights

The trademarks, service marks, and logos (the “Trademarks”) used in this web site are registered and unregistered Trademarks. The Trademarks belong to Impact Data or its respective owner. The Trademark owner has exclusive rights to the Trademarks. Any unauthorized use of the Trademarks is strictly prohibited. You may not display or use the Trademarks for any purpose without the written permission of Trademark owner.

Policy on Links to the Impact Data Web Site

You are given a limited, non-exclusive right to create a hypertext link to the Impact Data home page ( However, you may not portray Impact Data or any of its Services in a false or offensive manner. Also, you may not misrepresent your relationship with Impact Data or imply that Impact Data sponsors, endorses, or is affiliated with your web site or products. You may not replicate, modify, or alter the appearance or content of this web site. You may not use, frame, or utilize framing techniques to enclose any Impact Data Trademarks or any of the content of this web site. Except as stated above, you are not given any other right or license to (i) the content of this web site or (ii) any intellectual property or proprietary rights of Impact Data. This limited linking right may be taken away from you at any time at our discretion.

Policy on Links to Third Party Web Sites

This web site may contain links to third party web sites. Impact Data does not represent, guarantee, or endorse any web site that you may access from this web site. In addition, if we provide a link to a web site, we do not represent, guarantee, or endorse the company or any of its offerings. Links contained on this web site are provided solely as a convenience to you. When you access a non-Impact Data web site, please understand that the linked site and its content are not under our control. Impact Data is not responsible for web casting or any other form of transmission received from any linked sites. You are responsible for protecting your system from viruses and other invasive items.

Unsolicited Idea Submission Policy

When you provide us with comments, suggestions, or ideas (collectively “Feedback”), such Feedback is not considered confidential and becomes the property of Impact Data. We are not obligated to you if you provide such Feedback. We are free to use, copy, or distribute the Feedback to others for any purpose.

International Use

Because you can access this web site internationally, you agree to follow all local rules about the Internet, data, e-mail, and privacy. Specifically, you agree to follow all laws that apply to transmitting technical data exported from the United States or the country of your residence.

Applicable Law

The materials in this web site are designed for use by residents of the United States and its territories and possessions. Impact Data controls and operates this web site through its corporate headquarters within the State of Arizona. This Agreement shall be governed, interpreted, and enforced according to the laws of the State of Arizona, regardless of Arizona conflict of laws.


You agree to reimburse Impact Data, its officers, employees, agents, and partners for all losses, damages, and costs, including reasonable attorney’s fees, resulting from your violation of these Terms of Use.

Copyright Notice

Copyright (c) 2008-2014 Impact Data. All Rights Reserved. Except as otherwise stated, Impact Data owns all content contained in this web site. Content includes the information, text, graphics, web site design, and its selection, assembly, and arrangement (collectively “Content”). The Content is protected by copyright laws of the United States and other countries. The Content may not be used for any commercial purpose or copied, distributed, displayed, modified, or reverse engineered without Impact Data’s prior written permission. You may print or download portions of material from the web site solely for your own non-commercial use, if you do not change or delete any copyright or proprietary notices from the materials.

Additional information

As you can see, we are not reluctant to provide our actual business address and put our Terms of Use in writing. We are a very reputable business which you may have complete confidence.

We need your assistance in keeping your information up to date. If you would remember to review and update your personal profile as changes in personal information take place is appreciated. Understand that Impact Data has a strict policy against submitting fraudulent information and by using this website you agree not to do so. If you need assistance unsubscribing, would like to contact us or have questions about our Terms of Use please email us at:
or write to us:

Impact Data
42212 N 97th Way
Scottsdale, Arizona 85262

Attn: Privacy Director